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Ally Bank is a Member FDIC and Equal Housing Lender , NMLS ID 181005. Credit products and any applicable Mortgage credit and collateral are subject to approval and …Based on identical spending inputs, you’ll earn $240.00 cash back per year with Ally Unlimited Cash Back Mastercard and $180.00 with Capital One Quicksilver Rewards. For context, the average annual rewards payout from the cashback credit cards in the investor.com database is $181.73. The annual rewards payout assumes you charge … Ally Bank, the company's direct banking subsidiary, offers an array of deposit, personal lending and mortgage products and services. Ally Bank is a Member FDIC and Equal Housing Lender , NMLS ID 181005 . Credit products and any applicable Mortgage credit and collateral are subject to approval and additional terms and conditions apply. Ally Bank, the company's direct banking subsidiary, offers an array of deposit, personal lending and mortgage products and services. 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